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2025/2026 Tuition and Fee Cost of Attendance for Less than Full Time Enrollment

*Notes for College of Applied Technologies:

• Housing for students who live with parents is $3840, and housing for students who live on campus with a dependent off campus is $7680.
• Transportation for students who live with parents is $1500

*Notes for Colleges of Business, Occupational Professions, Health Professions & MBA:

• Housing for students who live with parents is $3840, and housing for students who live on campus with a dependent off campus is $7650
• Transportation for students who live with parents is $1350

Active Duty students in the Colleges of Business, Occupational Professions, & Health Professions have a rate of $165 per Quarter with required documentation.

Allowances for Dependent Care, a Personal Computer, Uncovered Disability Expenses, or Tuition costs that exceed the established Tuition COA component may be considered on a case-by-case basis via Professional Judgement.  Students may contact the 黄瓜精品office to inquire. Average PLUS loan fees of $330  will be added upon receipt of a Federal Parent PLUS Loan Application.

The Cost of Attendance includes direct and indirect costs.  Direct costs include:

• Tuition and Fees
• Books purchased with 黄瓜精品at the UNOH Barnes and Noble Book Store
• On Campus Housing
• UNOH Meal Plan

Indirect costs include:

• Books purchased without use of financial aid
• Off Campus Housing
• Food
• Personal/Miscellaneous expenses
• Transportation
• Student Loan Fees

2024/2025 Tuition and Fee Cost of Attendance for Less than Full Time Enrollment

*Notes for College of Applied Technologies:

• Housing for students who live with parents is $2700, and housing for students who live on campus with a dependent off campus is $7200.
• Transportation for students who live with parents is $1500

*Notes for Colleges of Business, Occupational Professions, Health Professions & MBA:

• Housing for students who live with parents is $2700, and housing for students who live on campus with a dependent off campus is $7200
• Transportation for students who live with parents is $1350

Active Duty students in the Colleges of Business, Occupational Professions, & Health Professions have a rate of $165 per Quarter with required documentation.

Allowances for Dependent Care, a Personal Computer, Uncovered Disability Expenses, or Tuition costs that exceed the established Tuition COA component may be considered on a case-by-case basis via Professional Judgement.  Students may contact the 黄瓜精品office to inquire. Average PLUS loan fees of $288  will be added upon receipt of a Federal Parent PLUS Loan Application.

The Cost of Attendance includes direct and indirect costs.  Direct costs include:

• Tuition and Fees
• Books purchased with 黄瓜精品at the UNOH Barnes and Noble Book Store
• On Campus Housing
• UNOH Meal Plan

Indirect costs include:

• Books purchased without use of financial aid
• Off Campus Housing
• Food
• Personal/Miscellaneous expenses
• Transportation
• Student Loan Fees

Loan Counseling and Disclosures to Borrowers

Federal Loan Eligibility, Information, Terms and Conditions, Disclosures

Federal and Private Loan information and disclosures can be found on the Loan Page in Financial Aid. 

Exit Counseling

A Direct Student Loan borrower who is graduating, leaving school, or dropping below half-time enrollment is required to complete Exit Counseling.  Exit Counseling educates you on your student loan obligations and prepare you for repayment. 

An exit counseling notification with instructions on how to complete it is delivered by email to a student upon dropping below half time, withdraw, or graduation.  Exit Counseling is recommended to be completed online at ; however, a review and completion of a Student Contact Information and Acknowledgement form can be submitted to the 黄瓜精品Office.  The 黄瓜精品Office will provide the contact information to the student’s Loan Servicer within 60 days. Confirmation of online completion will automatically be delivered to the school by the Department of Education.  Anticipated graduates will receive email notifications within their UNOH email account, while all other students will receive email notifications to their personal email accounts if available.

Student Loan Repayment

Understanding student Loan repayment is an important part of your education. To obtain information regarding your Federal Student Loans including how much you owe, who your lender is, and if your loan is being serviced by a servicer other than your lender please visit: . 

Repayment of student loans is important to ensure you avoid default, which can impact your credit significantly.  If you enter default, you may experience difficulty in obtaining credit, securing home or car loans, etc.  There are many repayment plans available, and the Standard Repayment plan is the default plan assigned by a Loan Servicer.  All students who wish to use Federal Student Loans will be provided repayment information and estimates via their required Entrance Counseling process.  Sample repayment plan options:

The below sample loan repayment scheduled is provided to illustrate different monthly payment options and total months to repayment.  Visit for repayment plan information.

The monthly payment information below is based on the following criteria:

• Single student
• AGI of $45,000 with 3% salary increase per year
• 6.53% Interest Rate
• $19,000 Subsidized Federal Student Loan Borrowed
• $8,000 Unsubsidized Federal Student Loan Borrowed

are available to use to provide information and examples of what your payments may look like based on a preferred repayment plan.  For more information on exit counseling, student loan repayment, and avoiding default, please visit the Repaying Your Student Loans page.

Financial Literacy

The University of Northwestern strives to assist students in making positive financial choices to best achieve their goals.  Each academic program consists of a required First Year Experience course.  This course includes learning modules encompassing how to secure a financially stable future, along with how to set goals, manage time, and creating and maintaining financial budgets. 

Students wishing to borrow Federal loans are required to complete and are urged to also complete an each year.  These interactive sessions assist in helping students understand their rights and responsibilities as a loan borrower and how they affect their financial future. Upon graduation or departure from the University, Exit Counseling is required and information on how to complete the counseling is provided to each student.  This will prepare students for their financial obligation and repayment.

Each quarter, a financial literacy tool is provided to the student body to promote financial awareness and well-being via a Campus Update email notification. These tools help to engage students in learning about financial responsibility and provide guidelines on how to establish healthy financial habits.

Prohibition on use of Title IV Funds

Per 34 CFR Part 82, no Federal appropriated funds have been paid or will be paid to any person for influencing or attempting to influence an officer or employee of any agency, a Member of Congress, an officer or employee of Congress, or an employee of a Member of Congress in connection with the making of any Federal grant, the entering into of any cooperative agreement, and the extension, continuation, renewal, amendment, or modification of any Federal grant or cooperative agreement. FSA funds may not be used to hire a registered lobbyist or pay any person or entity for securing an earmark.  Administrative Cost Allowance funds may not be used to pay membership dues for professional associations. 

Withdrawal Procedures, Refunds, and Return of Aid

Students who wish to withdraw from the University must contact the Registrar’s Office in the 200 Student Services building or email advisor@unoh.edu.  Please review the below pages of the UNOH Catalog for the following information:

• Please review the withdrawal process policy on page 76.
• Military Students can reference additional Military Withdrawal Policies on page 29.
• Please review the Withdrawal and Refund Policy on pages 33 - 35

Return of Title IV Policy

The 黄瓜精品 adheres to the federal policy for the return of Title IV funding. The Higher Education Amendments of 1998 (HEA98) represent the requirements in the Return of Title IV Federal 黄瓜精品when a student withdraws from the University. This policy governs all federal grant and loan programs (as listed below), but does not include the Federal Work-Study Program.

Federal law requires that a student earn his/her federal financial aid funds in proportion to the number of days in the term prior to the student’s complete withdrawal. The portion of the federal grants and loans to which the student is entitled to receive or has earned is calculated on a percentage basis by comparing the total number of days in the term to the number of days that the student completed before he/she withdrew. For example, if a student completes 40% of the term, he/she earns 40% of the approved federal aid that he/she was originally scheduled to receive for the term. This means that 60% of the student’s scheduled or disbursed federal aid remains unearned and must be returned to the federal program(s). Once the student completes 60% of the term, he/she has earned 100% of his/ her financial aid. Thus, no financial aid will be returned.

The refund percentage is determined by dividing the number of days the student attended in the quarter/session by the number of days in the quarter/session.

This calculation may result in the student’s overpayment in one or more of the Title IV programs. Students in an overpayment situation will be responsible to the school to make restitution for the overpayment. In accordance with the federal policy, unearned aid will be returned in the following order.

1. Unsubsidized Federal Direct Loan
2. Subsidized Federal Direct Loan
3. Federal Direct PLUS Loan for Undergraduate Student
4. PELL Grant
5. Iraq and Afghanistan Service Grant, for which a return of Title IV funds is required
6. FSEOG, for which a return of Title IV is required
7. Other Title IV Programs (except for Federal Work-Study)                           

For example, an undergraduate student attends Winter Quarter in the College of Business and withdraws on the 29^th day of the quarter.  The Quarter is 73 days long resulting in the student completing 39.7% of the term (29 / 73).  The unearned percentage of aid is 60.3% (100% - 39.7%). Any Federal Aid awarded to the student will be returned to the Department of Education in the amount of 60.3% in the order stated above.  For this example, a student received $716 Pell, $1155 Subsidized Loan, and $660 Unsubsidized Loan for a total of $2531.  $2531 x 60.3% = $1526.19 that must be returned in the following order:

The student can retain their remaining aid eligibility on their account.  Standard rounding applies.

This policy does not affect the student’s charges. The University’s withdrawal policy will be used to determine the reduction, if any, in the student’s tuition and/or room and board charges. The student is responsible for paying any outstanding charges to the University.

The University will document the official withdrawal date as the date the Registrar’s Office receives either verbal or written notification from the student.

For students who do not contact the Registrar’s Office to withdraw, an unofficial withdrawal date will be the date the Registrar is notified by the instructor that the student is no longer attending classes. Unofficial withdrawals may have a greater adverse effect on financial aid and/or tuition costs than the official withdrawal.

Students who withdraw from classes during the refund period are subject to repaying a percentage of their grants and student loans in accordance with Federal Law and the 黄瓜精品’s refund procedures.

The University and the student are both responsible for returning unearned Federal financial aid to the Federal government. The institution must return the amount of the refund allocated to the appropriate Federal Title IV program accounts within 45 days of the date the institution records the student as officially withdrawing, or unofficially withdrawing, suspended, or failing to return after a leave of absence.

If a student does not pay funds due to the College to cover a balance that resulted after the College returned their unearned portion of the Federal funds, the student will be placed on financial hold. This means the student will not be permitted to register for classes (or, in some cases, remain enrolled) until the balance is paid in full.

In some cases, after a student withdraws, additional Federal funds can be disbursed. This is called a “post-withdrawal disbursement.” Federal grants will automatically be applied towards the student’s account within 45 days of determining that the student withdrew. Federal Direct Loans must be accepted within 14 days of the notice; otherwise, the loan funds will be canceled. If the Federal Direct Loan post-withdrawal disbursement offer is accepted by the deadline, the 黄瓜精品Office will make the disbursement within 180 days of determining that the student withdrew.

All information is subject to change based on changes to Federal law, regulation, or University policy and procedures. If changes are made in these areas, students must abide by the new policy.

Billing and 黄瓜精品Disbursements

Prior to each term, billing notifications are sent to students.  The notification is received by email notification from the Business Office to a student’s UNOH email account. The notification will direct the student to view their Account Statement available at my.unoh.edu under “Financial Information”.  They can view their statement under Account Activity, which will provide a detailed view of their charges less payments and financial aid.  This will provide the student account balance, which will either be an amount to pay or a credit depending on financial aid or other financial arrangements.  Full account balances must be paid, or a payment arrangement must be made with the Business Office by the first day of each term. A $25 payment plan fee is assessed for the College of Applied Technologies, and a $50 payment plan fee is assessed for the Colleges of Business, Occupational Professions, and Health Professions.  Failure to make payment may result in a late fee and the inability to schedule for future terms.

Billing Notifications are provided to students approximately:

Accepted and complete financial aid will be presented on Account Activity as “Financial Aid” under the category “Anticipated”.  Funds will remain in an Anticipated status until disbursement.  Disbursement of funds occurs each term.  Disbursements are scheduled after the term census date, which for the College of Applied Technologies is the 7^th business day of the term and for the Colleges of Business, Occupational Professions, Health Professions, and Master of Business Administration is the 12^th business day of the term. First time Federal Student Loan borrowers are subject to a 30-day enrollment period for their first term of attendance, and as a result the first disbursement for these students will be at least 30 days after the start of the term. Disbursements are made directly to the student’s account.

Account balances may be paid online at my.unoh.edu under “View Account & Make Payments”.  In the event my.unoh.edu cannot be accessed, payments can be made at /pay/ with the student full name and correct student ID.  Credit Card fees will apply. For more information on billing or account statements, please contact the Business Office at 419-998-3156 or businessoffice@unoh.edu.

Books and Supplies

Students who have financial aid secured for all institutional charges by term and have a credit available for books may charge their books at the UNOH Barnes & Noble Book Store.  Students who opt to charge books using the established method authorizes the use of FSA funds for the purchased books.  Charging books at Barnes & Noble at UNOH is not required, and students can opt to purchase books by any method or venue desired; however, Title IV aid cannot be used for book purchases outside of the UNOH Barnes & Noble Book Store prior to disbursement.

In order to purchase books with a financial aid credit, students can charge their books in store or online using their student ID and information.  The bookstore charge is then provided to the Business Office and the charge is added to the student’s account for the applicable term. Per 34 CFR 668.164(m) students must be able to purchase books by the 7^th day of the term using FSA funds if a credit for books is available. Students are able to charge books beginning the week before class through the second week of the term.  The deadline date for purchasing books is available via a UNOH Important Dates publishing, provided each term by way of a Campus Updates email each Monday. 

For more information on book purchases, please contact .